Stripe, a global leader in payment solutions, is advancing its strategy by integrating Stripe payments with stablecoins through partnerships with traditional banks. Moreover, John Collison, Co-founder and President of Stripe, revealed that the company is in early talks with financial institutions. These talks focus on using stablecoins for faster, more affordable cross-border transactions. This approach highlights the growing role of digital currencies in modernizing global payments.
Growing Momentum
Recently, Stripe launched stablecoin accounts in 101 countries, allowing businesses to send, receive, and hold stablecoins such as Circle’s USDC and Bridge’s USDB. The acquisition of Bridge, a stablecoin technology startup, for $1.1 billion strengthens Stripe’s dedication to this innovative payment technology.
Collison explained that Stripe payments with stablecoins aim to solve challenges in traditional finance. These challenges include costly foreign exchange fees and slow processing times. He stated:
“A large portion of our future payment volume will come from stablecoins, which help address expensive FX fees and multi-day delays.”
By adopting stablecoins, Stripe seeks to disrupt outdated remittance systems that are slow and expensive, offering faster, more efficient payment solutions for businesses and consumers.
Industry Support
At the Stripe Tour London event, attended by 1,700 founders and leaders, Stripe emphasized stablecoins as essential to future commerce. This followed over 60 product updates announced earlier at Sessions in San Francisco. These included enhanced money management tools powered by stablecoins and a collaboration with Visa to launch the first global card issuing product. This card enables users to spend stablecoin balances as easily as traditional currency.
Collison also noted strong interest from banks in Stripe payments with stablecoins. He dismissed doubts that digital tokens are a passing trend.
Julia Demidova, head of digital currencies at FIS, said:
“Regulated bank-issued stablecoins offer faster, more efficient, and globally accessible payments. With proper regulation, banks will lead digital asset innovation while protecting consumers.”
Leading banking technology firms like Fidelity National Information Services (FIS), Fiserv, and Jack Henry & Associates are actively supporting stablecoin adoption. Moreover, Visa launched a platform last year to assist banks in issuing stablecoins globally. This reflects growing enthusiasm in the financial sector.
Rising Transaction Volumes
Stablecoin payment volumes have surged. Artemis reported that total volumes reached $94.3 billion in 2025, mainly driven by B2B transfers. Highlights include:
- B2B Transactions: $36 billion annual run rate, with monthly volumes rising from under $100 million in 2023 to over $3 billion in 2025.
- Peer-to-Peer Payments: $18 billion annual run rate with steady growth.
- Card-Linked Payments: $13.2 billion annually.
- B2C Payments and Prefunding: $3.3 billion and $2.5 billion respectively.
Daily, around 10 million blockchain addresses transact in stablecoins, with over 150 million holding nonzero balances. Tether’s USDT leads with approximately 90% market share, followed by Circle’s USDC, which holds 30% of monthly B2B volumes.
The Bank for International Settlements (BIS) estimates USDC and USDT settle nearly $400 billion annually in cross-border flows, underscoring the importance of stablecoins in global finance.
Conclusion
Stripe’s focus on Stripe payments with stablecoins marks a significant advancement in digital finance. By addressing inefficiencies in traditional payment systems, stablecoins can revolutionize international payments and improve financial inclusion worldwide.
As John Collison predicts, stablecoins will soon account for a major share of global payment volumes, reducing costs and delays inherent in legacy systems. With increasing support from banks and fintech leaders, the future of Stripe payments with stablecoins looks promising.
