Coinbase is making headlines with its latest product – the Coinbase One Card with Bitcoin cashback, launching in fall 2025. This marks a significant step for mainstream crypto adoption, offering users the ability to earn up to 4% back in Bitcoin on every purchase, powered by American Express.
What is the Coinbase One Card?
The Coinbase One Card with Bitcoin cashback is a premium credit card issued by First Electronic Bank and powered by Cardless on the American Express network. Designed for Coinbase One members, the card blends traditional credit card benefits with crypto-native incentives.
- Cashback rate: Starts at 2%, and can scale up to 4% based on user asset holdings on Coinbase.
- Eligibility: Available to Coinbase One members in the U.S. (excluding U.S. territories).
- Design: Stainless steel card featuring a laser-etched Genesis Block from Bitcoin.
How the Bitcoin Cashback Works
The cashback model is tiered:
- 2% base cashback for all users
- Up to 4% for users holding higher balances of USD, USDC, or crypto in their Coinbase accounts
All rewards are delivered in Bitcoin, directly into your wallet – no manual conversion needed. This makes the Coinbase One Card with Bitcoin cashback a passive way to accumulate BTC with your everyday spending.
American Express Benefits Included
As a part of the AmEx network, the card includes:
- No foreign transaction fees
- Purchase protection
- Trip delay and baggage insurance
- Access to AmEx Offers and Experiences
These features make the Coinbase One Card with Bitcoin cashback not just a crypto product, but a competitive option even for traditional users.
Why It Matters for Crypto Adoption
With the launch of the Coinbase One Card with Bitcoin cashback, crypto becomes more tangible and integrated into daily life. Users don’t need to be investors to benefit from Bitcoin anymore, they can just shop as usual and watch their BTC stack grow.
This product serves as a key bridge between Web2 finance and the Web3 ecosystem, potentially attracting new demographics to the crypto space.
Final Thoughts
The Coinbase One Card with Bitcoin cashback is more than just a credit card. It’s a crypto onboarding tool, a loyalty engine, and a fintech statement. For those already involved in crypto, and for those curious about dipping their toes in, it offers an easy, low-friction entry point.
Whether you’re buying coffee, booking flights, or shopping online, this card rewards you with real Bitcoin every time. And that’s a game-changer.
